Enquire in 60 seconds
Spread the Cost of Your VAT Bill
A VAT loan allows you to spread the cost of your upcoming VAT bill into manageable monthly repayments, helping your business preserve working capital and avoid unnecessary pressure on cash reserves.
£10k to £1m Funding
Apply in 60 secs
No Obligation
Use Cases
Why Businesses Use VAT Loans?
Why Businesses Use VAT Loans?
Improve cash flow
Spread the cost of your VAT bill and maintain healthier cash flow throughout the year.
Preserve working capital
Keep your cash available for day-to-day operations instead of tying it up in a single payment.
Avoid large one-off payments
Break your VAT liability into manageable repayments that are easier to budget for.
Keep funds available for growth
Protect your cash reserves so you can continue investing in your business with confidence.
Manage seasonal fluctuations
Smooth out seasonal peaks and quieter periods without the pressure of a large VAT payment.
How It Works
Get A Business
Loan In 3 Steps
Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.
01
Tell us about your business
Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.
02
We compare 500+ lenders
Our team searches our panel of trusted lenders to find the most suitable funding options for your business.
03
Your funding hits your account
Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.
How It Works
Get A Business
Loan In 3 Steps
Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.
01
Tell us about your business
Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.
02
We compare 500+ lenders
Our team searches our panel of trusted lenders to find the most suitable funding options for your business.
03
Your funding hits your account
Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.
How It Works
Get A Business
Loan In 3 Steps
Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.
01
Tell us about your business
Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.
02
We compare 500+ lenders
Our team searches our panel of trusted lenders to find the most suitable funding options for your business.
03
Your funding hits your account
Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.
FAQs
Frequently Asked Questions
Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.
How quickly can I receive my funding?
Will applying affect my credit score?
What can I use a business loan for?
How much can I borrow?
Why use Flowe instead of applying directly to a lender?
FAQs
Frequently Asked Questions
Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.
How quickly can I receive my funding?
Will applying affect my credit score?
What can I use a business loan for?
How much can I borrow?
Why use Flowe instead of applying directly to a lender?
FAQs
Frequently Asked Questions
Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.
How quickly can I receive my funding?
Will applying affect my credit score?
What can I use a business loan for?
How much can I borrow?
Why use Flowe instead of applying directly to a lender?
Let's find the right funding for your business.
Access funding from £10,000 to £5 million+.
Let's find the right funding for your business.
Access funding from £10,000 to £5 million+.
Let's find the right funding for your business.
Access funding from £10,000 to £5 million+.
©2026 Flowe Ltd - All Rights Reserved.
Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.
©2026 Flowe Ltd - All Rights Reserved.
Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.
©2026 Flowe Ltd - All Rights Reserved.
Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.